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There’s nothing like the excitement of buying a car. Besides your home, it’s where you spend most of your time. There’s a feeling of adventure, the open road in front of you, and tons of possibilities. The process of buying a car can also be intimidating – especially when you’ve had bad previous experiences. Huntsville is no exception to hosting several ill-intentioned car dealers or haughty new car dealerships that most cannot afford.
You want to make sure you’re making the right decision; it’s an investment that will hopefully last for a while as you take care of it. If you’re a first-time buyer, a new driver, or would simply like to brush up on your skills, this article is for you. Read on and learn a few handy tips for buying a car in Huntsville, Alabama.
Take a hard look at your budget.
Before you step foot into the dealership, you should already have figured out what you can and cannot afford. A good rule to live by is that you shouldn’t spend more than 25% of your monthly income on all the cars belonging to your household – and that includes all fees such as insurance, loan payments, gas, etc. We make it even easier with financing options for all budgets and cars priced low enough that you can pay cash. Why have a car payment when you just can have a car you own!?
Consider buying a pre-owned car.
As soon as you drive off the lot with a new car, the value drops almost 25% in some cases. The word ‘used’ is outdated. Just because a car isn’t brand new doesn’t mean that it can’t function like one that is. The new car smell is not worth $10,000! The perfect car might not be new, but it can still be new to you. Pre-owned cars are always cheaper, and if you do the correct research and maintain it, they can function at the same rate as a new car. If you’re willing to accept a few bumps or higher mileage, you get way more value for used than new.
Do your research.
Every carmaker has its pros and cons. Whether new or used, certain brands tend to have their own characteristics. Some people have a loyalty to certain brands of vehicle. If we don’t have the type you want, we happily will call when we do or help you find one that is comparable to what you are looking for.
Don’t rush the test drive.
This car is going to be a part of your daily life for the next handful of years, so it’s beyond important that you actually like it. Experiment with the different features and spend time in it while parked, too. There’s no shame in making sure that you’re making the right decision with this investment.
With these tips under your belt, buying a car in Huntsville, Alabama or Madison, Alabama should be a breeze. At Chase, we make it easy to get in a car within a budget.